Privacy Policy

PostSmarter ("we", "us") respects your privacy. This Policy explains what personal information we collect, how we use it, and the choices you have. It applies to our website, mobile applications, and the financial services we offer.

1. Information we collect

We collect information you provide directly (name, email, date of birth, government ID, business documents), information we receive from third parties (credit bureaus, sanctions databases, banking partners), and information generated through your use of the service (transactions, device and log data, cookies).

2. How we use information

• Provide, maintain, and improve the service.
• Verify your identity and comply with AML/KYC obligations.
• Prevent fraud, abuse, and unauthorized access.
• Send transactional and (with consent) marketing communications.
• Comply with legal obligations and respond to lawful requests.

3. Sharing

We share data with our banking and payments partners, service providers (cloud hosting, analytics, customer support), professional advisors, and authorities when required by law. We do not sell your personal information.

4. International transfers

We may transfer data to countries outside your own. Where we do, we rely on standard contractual clauses or other lawful mechanisms.

5. Retention

We retain personal information for as long as your account is active and for the period required by financial regulations (typically 5–7 years after closure).

6. Your rights

Depending on your jurisdiction (GDPR, CCPA, etc.), you may request access, correction, deletion, portability, or object to processing. Contact privacy@postsmarter.app.

7. Security

We protect your data with AES-256 encryption at rest, TLS 1.2+ in transit, hardware security modules for key material, and SOC 2 Type II–audited controls.

8. Changes

We may update this Policy. Material changes will be notified by email or in-app at least 30 days before they take effect.

9. Contact

privacy@postsmarter.app · PostSmarter, Inc., San Francisco, CA.